ok here i go again with my crazy ideas. well first of all i do have many friends of mine who think by investing in stocks, they can strike it big.
they have a very interesting ideology of raising money through stocks or what i term meagre stocks.

To begin with i would like to cite an example. i have a friend who invested arround 5000 dollars in the banking sector. His reason for investing in the bank is that the bank is “safe” and rich in terms of “profitability”.now this same person is still investing as in building up his portfolio in various companies, buying stocks here and there. though he is still a student.now i know most of you guys would say that is a “good investment” this guy would strike it big in no time.

now i would like to first tackle the reasons my investor friend had for investing in one of his portfolio. THE Bank. now he says and believes The Bank is a “safe company”. now the first question i asked the guy is that can he borrow the same amount of money from the same bank to invest in their stocks? the answer he gave me was No. the same bank does not lend out money for stock investment. i said interesting. why?. He said because its in their policy. i asked why do u think the bank designed a policy not to lend people to invest in stocks , even their own stocks? he couldnt answer my question. now he asked me why do i think they dont lend out money to stock investors?
i said because the stock market can plunge anytime. which means the idea of his safety is not a good idea at all. so the first reason of safety is not a tangible point at all because the bank now believes its own stock its at risk.

Now i know many of my enterprenure friends would say “Risk” is a good thing. i would say cool. i buy the idea. i mean am i contradicting myself? well if you think so, think again.

Now back to his second reason for investing into the stock market especially the banking sector, “Profitability”. i looked up and asked him. Are u sure about profitability?. he said yes of course. i said how profitable is it in terms of dividends. he replied about 1% – 1.3% divident per annum. i laughed. he said i am crazy. well you think i am crazy? think again. He said what about the capital appreciation?

Firstly i dont invest for capital appreciation only, and the stock market increases in value because of market momentum and capital appreciation. which even is a maybe. Not for certain. And it is infact gambling with your money.Do you love gambling i asked him. he said No.

Now what do i invest in? i invest in cashflow. so back to our bank investor, how much cash flow per month does his 5k dollars generate for him to spend. 1%-1.3% divided by 12 or even less. lolz is that profitable now? hahaha oh Goodness i have to sell my stocks!! Great now you are thinking wisely. buy and sell. thats another better type of investment. He has graduated the first level of understanding the stock market investment world as in terms of profitability.

Now maybe you as another investor would say no i dont invest into stocks to give me monthly cashflow. the purpose of my investment in stocks is to have all the capital appreciation, and of course invade taxes. because you are not taxed for the things you do not have directly. hehehehe. now think again the word “Capital Appreciation” means you are praying hard, not even under certainty !!! that it is going to appreciate. And well for me thats not a way to invest into a profitable means of future income.

Now instead of that i would give you a fast alternative of even getting a better capital appreciation and your money back after the year. Do we all know what they call the fixed Deposit in the Bank?. now here he goes again with his crazy idea. i am not advising you to invest in fixed deposits, i am just giving you an alternative to stocks. since you are so crazy about capital appreciation. now the same 5000 dollars, invest in a fixed deposit and i am sure you would be able to negotiate with the bank into getting atleast 5-8% interest or even more in a year. now is that not a better investment. you get your 5-8% and at the end of the month you still have your 5000 dollars plus your 5-8% interest for certain unlike stocks which even the 1-1.3% is a probability. because not all investments even in the banking sector give fixed amount of dividents yearly. Most of the time they dont give anything at all.

now back to a better profitable investment since we sticked to the ideology of capital appreciation. didnt we?
ok now you have your 5-8% plus the 5k . now re-invest into the same fixed deposit the sum of everything you had plus the interest and maybe if possible re-negotiate with the bank for a better interest and keep doing it for your target years. now compare what you have to the stock investment you did. is it the same !!! now am i crazy?? lolz so why invest in stocks??. why not invest in Fixed Deposits?

well i do not even invest into fixed deposit because the profit is limited and fixed, besides my money is even tied down for a whole year.well actually if you really want to know i would prefer trading in options. buying and selling what i dont have might be very risky but very profitable (thats if and only if i must play with the exchange market). well thats all for now.
Good Day. enough of my crazy ideas

well i am back to life again after what seems like a century of silence, as in terms of blogging. heheheh . well here i am again the blogger. hahaha. well a lot of things has happened in one way or the other since i last blogged, like a new income line etc. well i would keep you updated . for now take care and keeep checking. my blogging would be daily. and before i forget Happy New Year.

Just like one of my fav sci-fic series star-trek, i discovered the word explorer, actually before that , but well i would say the usage of it began from then.My favourite series pack was the Next Generation captained by John Luc Picard. hum well i should let it flow that wayz, anywayz i am an explorer too when it comes to reading, researching and travelling arround the world wide web. i read like crazy. test like nuts. and travel like light. yeah i am great explorer.

well during my recent exploring i discoverd that when you write any URL on your browser, and add this name
.mirror.sytes.org after the url and press enter, you would see the site tottally in a mirror view. well you wanna try and see what happens. try for
Example: http://www.google.com.mirror.sytes.org

heheh cool isnt it? well this is provided my mirror.systes.org.
well i tried it with my site, i was impressed. the technique behind the scripting is incredible.well thats all for now. Blog Diactivate. hehehe

success is not straight. There is a curve called Failure, a loop called Confusion, speed bumps called Friends, red lights called Enemies, caution lights called Family. You will have flats called Jobs. But, if you have a spare called Determination, an engine called Perseverance, insurance called Faith, you will make it to a place called Success.

NOTE THAT YOUR CONFESSION IN TIME OF CONFUSSION IS THE CONCLUSION OF YOUR CONDITION.SO ALWAYS BE OPTIMISTIC NO MATTER WHAT. NEVER ALLOW LIFE PROBLEM TO WEIGH YOU DOWN TO THE POINT OF SAYING “I WILL QUIT”SAY THIS TO SOMEONE BESIDE YOU OR AT LEAST SAY IT TO YOUR SELF.I AM BORN TO SUCCEED. I AM DESTINED TO BE GREAT.I AM A BLESSING TO EVERYONE AROUND ME.I AM A BLESSING TO THIS NATION. I AM JOY OF MANY GENERATION.THE WHOLE WORLD EARNESTLY WAIT FOR MY MANIFESTATION FOR WITHOUT ME THEY ARE NOT COMPLETE!

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http://list.winnetmag.com/cgi-bin3/DM/y/egnr0IFWcR0CBw0BJ4l0Av

============================================================

Security Alert, July 21, 2004

Privilege-Escalation Vulnerability in Microsoft Utility Manager for
Windows
Cesar Cerrudo of Application Security, Inc., discovered that a
privilege-elevation vulnerability exists in the way in which Utility
Manager launches applications. A logged-on user could force Utility
Manager to start an application with system privileges, then take
complete control of the system. Microsoft has released bulletin
MS04-019, “Vulnerability in Utility Manager Could Allow Code Execution
(842526),” to address this vulnerability and recommends that affected
users apply the appropriate patch listed in the bulletin.

http://secadministrator.com/articles/index.cfm?articleid=43270

1)study=don’t fail
2)don’t study=fail
(1)+(2) => study+don’t study = don’t fail+fail =>
study(1+don’t)=fail(1+don’t) => study=fail;

So don’t study!!!

well todaywas ok . i slept arround 8am in the morning cos i was doing some catching up and dont have lectures. well hum its really funny. well i have actually kindda change my blog mode of stuffs as in general content. you might see more of security etc stuff. well yeah and i have a new plugin in my website that allows me auto backup my database incase i go naughty. . well sometime i do. yeah and i am trying to start that template i talked about before. well i guess thats all for now. well i have to catch up on some reading. i am not a nerd ok. if u think i am. i do have a life :p. bye

the comparison says it all. from (http://otn.oracle.com/pub/articles/hull_asp.html )

A vulnerability in Microsoft Internet Information Server (IIS) 4.0
could result in arbitrary remote code execution and remote compromise
of the vulnerable system. This vulnerability is a result of a
buffer-overflow condition in the redirect function. Micosoft has
released bulletin MS04-021, “Security Update for IIS 4.0 (841373),” to
address this vulnerability and recommends that affected users apply
the appropriate patch listed in the bulletin.
(http://secadministrator.com/articles/index.cfm?articleid=43272)